Free Resources for People Thinking About Retirement

Retirement planning raises a lot of questions. 

• When should you take Social Security? 
• How do you protect what you have saved from people trying to take it? 
• What decisions need to be made in the years right before you retire?

We put these resources together because good information should be easy to find. 

Download the guides, watch the videos, and connect with us wherever you spend your time. 

Each one covers a topic we talk about with real families here in South Carolina every week. 

The five years leading up to retirement may be the most financially sensitive years of your life. The decisions you make during this window, about taxes, Social Security timing, portfolio positioning, Medicare, and your first years of withdrawals, are all connected. 

A choice you make about Roth conversions today can affect your Medicare premiums two years from now. Getting these right takes more than a general plan. It takes a look at your complete picture.

This guide walks through each of the five Red Zone risks and the questions worth asking before you step away from work.

Good for you if you are within five to ten years of retirement and want to make sure your plan holds up when it counts.

Social Security is one of the only guaranteed, inflation-adjusted income sources most retirees will ever have. 

When you claim, how you coordinate with a spouse, and how the timing intersects with your taxes and withdrawals, these things matter more than most people realize before they file.

This checklist covers six planning areas: basic benefit awareness, income planning, spousal and survivor coordination, tax impact, longevity risk, and advanced strategies that often get overlooked. 

Work through it at your own pace and see where your thinking stands.

Good for you if you are approaching Social Security and want a clear picture of what you may not have considered yet.

The scams targeting retirees today are more sophisticated than most people expect. Fake login pages that look identical to your brokerage. Callers who sound exactly like your grandchild. Government impersonators who say your benefits are at risk. 

These are not amateur operations, and they are specifically designed to target people who have done everything right and have real savings to protect.

This playbook covers seven protection rules we share with our own clients, including how to freeze your credit, why text-based two-factor authentication has a weakness, and how AI voice-cloning technology is being used to fool families right now. It is practical, specific, and worth reading before you need it.

Good for you if you or someone you love is in or near retirement and you want concrete steps to protect what you have built.

Every ClearPath Retirement Radio episode covers a topic our clients and listeners are actually dealing with, Social Security timing, tax strategy, market volatility, Medicare, income planning, and more.

You can watch full episodes and short clips on our YouTube channel. Subscribe and you will have a steady stream of straightforward retirement information coming to you each week, from Stewart and Mitch, in plain language.

Topics we cover regularly: retirement income planning, IRA and 401(k) strategies, Social Security optimization, SC-specific tax advantages, and protecting your savings in retirement.

Watch on YouTube and Subscribe Today 

We share weekly retirement tips, episode highlights, and timely information for families across Upstate South Carolina on our Facebook page. 

It is a good place to stay connected between episodes and see what other people are thinking about and asking.

If you are approaching retirement, already retired, or just trying to get a clearer picture of where you stand, come find us there.

Follow ClearPath Retirement on Facebook

These resources cover the topics we hear most often. 

But every retirement is different, and sometimes the most useful thing is a conversation about your specific picture, your IRAs, your 401(k), your Social Security options, and how South Carolina's tax advantages may apply to you.

When you are ready to talk, we are here. 

We start with a comprehensive look at everything you have before we ever discuss management or products. 

You leave with clarity on where you stand, and you decide what to do from there.